Coverage for Home Sleep Apnea Testing (HSAT) varies widely across Canada. Currently, only British Columbia publicly funds HSAT through the Medical Supply Plan (MSP). Most other provinces require patients to pay out‑of‑pocket, unless private insurance covers it.
In all other provinces, patients typically pay out‑of‑pocket unless they have private insurance that reimburses diagnostic testing.
Private insurance may reimburse HSAT, depending on your policy. Patients must also be eligible for an HSAT before one can be performed.
- Private health insurance is designed to cover services not included in provincial plans, including diagnostics in many cases.
- Private plans vary widely, but insurers often reimburse medically‑necessary sleep diagnostics if prescribed by a physician.
- Private insurance typically covers items government plans do NOT, such as testing, medical equipment, and paramedical services.
Home Sleep Apnea Testing Coverage in Canada
| Province / Territory | Is HSAT Covered by Provincial Health Plan? | What Patients Need to Know |
| British Columbia | ✔ Yes | BC is the only province where accredited HSAT facilities can bill MSP. Patients must have a qualified referral and complete HSAT through an approved facility. |
| Ontario | ✘ Not covered | OHIP covers in‑lab sleep studies, not home tests. Typical HSAT cost is patient‑paid (~$300) however can be reimbursed by private insurers. |
| Alberta | ✘ Not covered | No provincial HSAT funding; patients usually pay privately or use insurance. |
| Saskatchewan | ✘ Not covered | No provincial HSAT funding; patients usually pay privately or use insurance. |
| Quebec | ✘ Not covered | Quebec provides no public coverage for CPAP therapy or HSAT; testing is out‑of‑pocket. |
| Nova Scotia | ✘ Not covered | No provincial HSAT funding; patients usually pay privately or use insurance. |
| New Brunswick | ✘ Not covered | No provincial HSAT funding; patients usually pay privately or use insurance. |
| Newfoundland & Labrador | ✘ Not covered | No provincial HSAT funding; patients usually pay privately or use insurance. |
| Prince Edward Island | ✘ Not covered | No provincial HSAT funding; patients usually pay privately or use insurance. |